Tips for a 2022 debt Free

By Valora Analitik-

The pandemic significantly impacted the pockets of Colombians, debts due to the use of credit cards in the first nine months of 2020 and 2021 were $30.19 billion and $30.32 billion, according to Superfinancial figures. The economy has gradually been reactivated, and for many households to start the debt-free year is one of the major goals.

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To achieve this goal in 2022, David Nieto Martínez, director of the finance program at El Bosque University, shares some tips:

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"there are different applications that allow people to save and keep control of their expenses, to begin with the most important thing is to acquire the habit of carrying out this exercise on a daily basis so as to better understand their personal finances and correct what they are doing wrong. In addition to this, it is important that we understand that being free of debt will allow us to make investments to increase our assets, "says Nieto Martínez.

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