The royal tiaras, under exam: how much does it cost to ensure one of Letizia, Isabel or Máxima

The occasions in which members of royalty wear tiaras are not many, but they are certainly one of the moments in which it reminds us that on their shoulders they also carry the weight of history. Cursed jewels, hidden symbolism, missing pieces, details that are transformed to become a new element... Part of the history of each family -and of each country- is reflected in the jewels they wear and, above all, in the wonderful tiaras with those that crown their regal heads.

The royal jewelers do not stop growing, adding new additions to the pieces that the youngest will inherit from their predecessors, as is the case of Amalia de Holanda, heiress to the throne of the Netherlands, who will add up to 14 tiaras in her royal jeweler. Not all of them have the same value, neither financial nor sentimental, and in fact sometimes the most expensive ones are not the preferred ones, as happens to Mary from Denmark, whose favorite tiara does not even belong to her, as it is a loan from the jewelry store that bought her. designed exclusively for her.

Keeping and preserving them becomes a necessity, so it is not uncommon for us to wonder how much it could cost to insure them. There are many details that must be taken into account, such as the initial price, the materials with which it has been created and also other more specific elements, such as the age of the person who wears it. This is how from 'Money', and with the help of experts, they have estimated the value of insuring the last tiaras used at the weddings of some prominent members of royalty.

We have seen the Fringe tiara on the head of Elizabeth II on occasion, but she did not hesitate to let her granddaughter Beatriz de York wear it in her discreet wedding with Edoardo Mapelli, which they celebrated as soon as the restrictions after the confinement due to the coronavirus allowed it, in July 2020. A last-minute dress, also from her grandmother, and a unique family jewel with which Elizabeth II swore eternal love to the Duke of Edinburgh. Although the tiara was broken, it could be fixed before the ceremony and thus go down in history.

It comes from a diamond necklace that belonged to Queen Victoria, who chose it to wear on her wedding day. It was transformed into a tiara by Garrand jewelry, highly trusted by the British Royal Family, since many of their family jewels have been created by them. Valued at £5m, it would cost around £87,500 a year to insure. Analyzing the latest employees in their links, the British Royal Family would be the European monarchy that would have to invest the most in securing their tiaras.

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Not too far away is the Netherlands, which, as we have already pointed out, has numerous tiaras, some of them priceless. One of them, the diamond tiara, made up of 27 of these rose-shaped stones. It is valued at 8 million pounds (about 9.5 million euros) and Máxima herself has worn it on a few occasions, although for her wedding she preferred the star tiara.

The first of the aforementioned tiaras would cost around £125,500 a year to insure, a price that dwarfs the £78,500 it would cost to insure the star tiara (itself valued at £5 million). The latter can be considered the work of Máxima herself, as it was born from the union of two existing jewels. She took as a base the pearl tiara, with diamond festoons and five pearl brooches surrounded by diamonds, a detail that Máxima changed for some star-shaped brooches belonging to Queen Emma.

Queen Letizia chose for her wedding the same tiara that Doña Sofía had worn in hers, the Prussian tiara, an impressive jewel that fits very well with the style of both queens, as it is a discreet jewel, empire-style, inspired by Hellenic art. Made in platinum, diamonds and brilliants, it is valued at about 2 million pounds (about 2,400,000 euros). Insuring it would cost £31,400 per year. However, this is not the Queen's preferred tiara.

This honor corresponds to the fleur de lis tiara, which she chooses for special moments. This is one of the most significant of the Bourbon house and was worn for the first time in 2017. This jewel to pass reflects the tradition of the Spanish monarchy and is one of the most luxurious of the royal jeweler. Valued at 3 million euros, insuring it would have an annual price of 34,000 pounds.

The tiara that Mette Maritt from Norway wore on her wedding day, a gift from her in-laws for such a special moment, is also part of this list. Valued at £500,000, this impressive jewel is made up of diamonds, platinum and white gold, which are grouped together to form 23 delicate daisies, from which it gets its name: daisy tiara. Per year, it would cost about £7,800 to insure.

For her wedding day, Victoria of Sweden wore the same tiara that her mother wore on the day of hers and many other women before them, since the cameo tiara is one of the most outstanding of the Swedish Crown. It is believed that it previously belonged to Josephine, wife of Napoleon Bonaparte, and it was through her granddaughter that it passed to the Bernadotte family. The cameos are set in yellow gold and surrounded by pearls interspersed with floral motifs. It is estimated to have a value of 850,000 pounds, so the price of insuring it would amount to 13,300 pounds per year.

After analyzing many of the tiaras featured in the latest royal weddings, 'Money' has come to the conclusion that it is the British Royal Family who would spend the most on insuring their jewels, some 297,500 pounds a year (some of their tiaras, such as the one that Eugenia de York wore at her wedding, are valued at 10 million pounds). The Dutch Royal Family is not far behind and would spend a very similar amount. The Norwegians would be next, as it happens to them like the British, some of the tiaras that make up their collection reaching 10 million pounds. Spain would be the third country that would spend the least on insuring its tiaras.