Fraud in the name of Infonavit, how to detect false managers

Through a statement, the Institute of the National Housing Fund for Workers (Infonavit) reminded the beneficiaries that the money from the housing sub -account can only be returned to those who are pension or, before that, if the person exercises a creditIn Infonavit for purchase or remodeling of your home.

Similarly, it was stressed that it is only possible to recover that money through a free procedure.

For a long time, the Infonavit General Director, Carlos Martínez Velázquez, has pointed out the rise of offices and companies that offer workers to recover the money that the Housing Institute manages them, but has also stressed that although these companiesThey are shown as law firms, that practice is completely illegal.

By law that money can be used to access any of the aforementioned housing solutions (purchase or remodeling of a property) or is claimed when reaching retirement.

We definitely recommend you read: Do your debt with Infonavit up and upload?Look why and how to solve it

What is housing sub -account

As Infonavit indicates on its official website, during your working life you accumulate savings and, at the time you are registered in Infonavit, it is kept in your housing sub -account.

This savings are built with the contributions that your employer makes to the Infonavit each two -month period, so it is importantThat you save corresponds to 5% of this salary, that is, your salary plus benefits.

Do not fall into deception or coyotajes!

In social networks and even in signs that you see on the street you can detect companies of false managers that promise to return in cash the savings of the housing sub -account.

I Hate Being Undercut By People Who Don't Know How To Calculate their overhead.

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The current economic situation due to pandemic can lead you to fall into this type of fraud, but before making a decision, remember that you can end up more indebted.

How to identify the modus operandi of the fraudors?

Fraud: In the case of people under 60 years of age, "coyotes" offer to obtain resources through a credit with Infonavit in exchange for a commission of between 10% and 30% on the amount of financing a get.

Danger: the risk is that you acquire a debt without knowing it, in addition to that it will prevent you from requesting in the future an Infonavit loan.

Fraud: Those who already have retirement age, deceive them explaining that it is necessary to initiate a trial against the institute to obtain the return of their savings, charging them the fees for this service.

REALITY: This procedure can be done for free and quickly without the need for intermediaries in the MY INFONAVIT Portal (Micuenta.infonavit.org.mx).

Fraud: Another way of operating these false managers is to deceive people with the arguments that their savings can be lost if it is not used or that they can receive the payment of unemployment insurance.With these arguments they obtain confidential information and usurpan the identity of their clients.

Danger: With this information process a loan in your name without your consent, leaving you with a debt to the institute for which you must be responsible.

How to avoid fraud?

In order not to fall into deception, Infonavit itself recommends the following: